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Free business finance tools
Calculators and checkers built for New Zealand business owners. Run the numbers before you borrow.
Business loan calculator
Weekly, fortnightly and monthly repayments for any amount and term.
Loan matcher
Answer five quick questions and see which loan type fits.
Property equity calculator
How much you could borrow against property for your business.
Cash flow gap calculator
Work out how much working capital you need to get through a gap.
IRD debt cost calculator
See how penalties and interest grow on unpaid tax over time.
GST calculator
Add or remove 15% GST in a second. Handy for quotes and invoices.
Compare loan offers
Put two offers side by side and see the true total cost.
Loan readiness check
A 2-minute checklist that shows how ready you are to apply.
Let's get your business funded
Apply in about 30 seconds. An expert reviews every application and you could be funded as soon as the next day.