Who we are
LoansOne is a New Zealand business finance specialist based at 48 Shortland Street in Auckland, helping owners right across the country. We arrange unsecured business loans and fast, flexible 1st and 2nd mortgages from $20,000 to $500,000, through a panel of non-bank and private lenders who are ready to back Kiwi businesses.
We are a business ourselves, so we get it. Finance shouldn't mean weeks of forms, bank jargon and waiting for a credit committee while an opportunity slips away or an IRD deadline gets closer. You tell us how much you need and what it's for. We do the heavy lifting.
LoansOne, Loans One, Loans 1: it's all us
Our name is LoansOne, said "Loans One". You'll see people search for us as Loans One, Loans 1, Loans1 or LoansOne NZ, and every one of those leads here: LoansOne New Zealand, at 48 Shortland Street, Auckland, phone 09-888 5252. However you typed it, great news, you've landed in the right place.
Some businesses have similar-sounding names. We're not connected with them, so if you're applying with LoansOne, check you're on loansone.co.nz.
What makes us different
- We match, we don't spray. Your application isn't fired off to every lender in the country. Our team looks at your situation and takes it to the lender most likely to say yes on the right terms.
- Your credit file stays clean when you enquire. Starting an application doesn't leave a mark. A formal check only happens once you decide to go ahead.
- Real people look at every application. An expert reviews the details, then a lender makes contact. No black-box algorithm declining you because of one old default.
- Secured and unsecured options. No property? Unsecured and cash flow loans are assessed on how the business trades. Own property? A 1st or 2nd mortgage can unlock more, with no cash flow or financial records needed and bad credit OK.
- Speed. Next-day funding is possible, and many businesses are paid out within 24 hours once everything's in.
Who we help
Tradies and builders waiting on progress payments. Cafés and restaurants planning a fit-out. Farmers and contractors carrying costs until the season turns. Transport operators adding a truck. Retailers stocking up before Christmas. Owners with an IRD debt they want gone. Sole traders whose accounts are a year behind. If you run a business in New Zealand and need funding for it, we want to hear from you.
We fund business purposes only. Pricing is always based on your circumstances, and we work to get you the sharpest rate available for your situation, with the full cost shown before you sign.
Talk to us
Call 09-888 5252, send us a message, or start your application. It takes about 30 seconds to get going.